{"id":50479,"date":"2026-08-30T06:48:24","date_gmt":"2026-08-30T06:48:24","guid":{"rendered":"https:\/\/parashift.ai\/?page_id=50479"},"modified":"2026-08-31T05:48:22","modified_gmt":"2026-08-31T05:48:22","slug":"application-underwriting","status":"publish","type":"page","link":"https:\/\/parashift.ai\/en\/insurance\/application-underwriting\/","title":{"rendered":"Application &#038; Underwriting"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"50479\" class=\"elementor elementor-50479 elementor-50477\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-pvsr101 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"pvsr101\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;pix_scale_in&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container 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&ndash; often ten or more separate documents per dossier. Parashift separates, classifies, and extracts every document in structured form, and hands off a complete underwriting dossier straight to your core system.<\/p>\n    <div class=\"ctas\">\n      <a class=\"btn\" href=\"\/en\/demo\/\">Book a demo<\/a>\n      <a class=\"btn ghost\" href=\"\/en\/insurance\/\">Parashift for insurance<\/a>\n    <\/div>\n    <div class=\"microproof\">\n      <span><i class=\"dot\"><\/i> VAG &middot; FINMA outsourcing-compliant<\/span><span><i class=\"dot\"><\/i> EU AI Act Art. 6(3)<\/span><span><i class=\"dot\"><\/i> C5 &middot; SOC 2 &middot; ISO 27001<\/span>\n    <\/div>\n    <\/div>\n    <div class=\"herostage\">\n      <div class=\"hchip back\" style=\"--r:rotate(-10deg);top:6px;left:18px;transform:rotate(-10deg);opacity:0.55;z-index:1;animation-delay:0ms;\"><div class=\"ln w80\"><\/div><div class=\"ln w60\"><\/div><div class=\"ln w40\"><\/div><\/div><div class=\"hchip back\" style=\"--r:rotate(-4deg);top:26px;left:40px;transform:rotate(-4deg);opacity:0.72;z-index:2;animation-delay:90ms;\"><div class=\"ln w80\"><\/div><div class=\"ln w60\"><\/div><div class=\"ln w40\"><\/div><\/div><div class=\"hchip\" style=\"--r:rotate(3deg);top:46px;left:64px;transform:rotate(3deg);opacity:1;z-index:3;animation-delay:180ms;\"><div class=\"hc-top\"><i class=\"hc-dot\"><\/i><span class=\"hc-id\">Application dossier &middot; Life &amp; health<\/span><\/div><div class=\"hc-field\"><span>Applicant<\/span><b>Meier, Simon<\/b><\/div><div class=\"hc-field\"><span>Sum insured<\/span><b>CHF 250,000<\/b><\/div><div class=\"hc-field\"><span>Health questionnaire<\/span><b>captured<\/b><\/div><span class=\"hc-pill good\">Dossier complete<\/span><\/div>\n      <div class=\"hbadge brand\" style=\"top:10px;left:222px;z-index:9;animation-delay:380ms;\"><svg class=\"hring\" viewBox=\"0 0 24 24\">\n      <circle class=\"track\" cx=\"12\" cy=\"12\" r=\"9.2\"><\/circle>\n      <circle class=\"meter\" cx=\"12\" cy=\"12\" r=\"9.2\" stroke-dasharray=\"57.81\" stroke-dashoffset=\"0.00\"><\/circle>\n      <text x=\"12\" y=\"13.4\" font-size=\"6.6\" text-anchor=\"middle\">6\/6<\/text>\n    <\/svg><\/div>\n    <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<section class=\"trustband\">\n  <div class=\"wrap\">\n    <div class=\"trustlogos\"><span class=\"tl-slot lg\"><span class=\"axa-mark\" role=\"img\" aria-label=\"AXA\"><\/span><\/span><span class=\"tl-slot lg\"><span class=\"swica-mark\" role=\"img\" aria-label=\"SWICA\"><\/span><\/span><span class=\"tl-slot sm\"><img decoding=\"async\" src=\"https:\/\/parashift.ai\/wp-content\/uploads\/2025\/11\/pax_a.avif\" alt=\"Pax\"><\/span><span class=\"tl-slot\"><img decoding=\"async\" src=\"https:\/\/parashift.ai\/wp-content\/uploads\/2026\/08\/css-versicherung-logo.svg\" alt=\"CSS Versicherung\"><\/span><span class=\"tl-slot\"><img decoding=\"async\" src=\"https:\/\/parashift.ai\/wp-content\/uploads\/2025\/11\/orion_wobg.avif\" alt=\"Orion\"><\/span><\/div>\n  <\/div>\n<\/section>\n<\/div>\n\n<section>\n  <div class=\"wrap\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">The process today<\/span>\n      <h2>One dossier, ten documents, one handler.<\/h2>\n    <\/div>\n    <p class=\"prozess-lead\">Application dossiers consist of an application form, health questionnaire, vehicle registration, credit check, and proof of identity, each of which has to be checked and captured individually before the underwriter can make a risk assessment. <strong>Manually separating and first-pass-capturing these multi-document dossiers ties up time<\/strong> that should go into the actual risk review.<\/p>\n  <\/div>\n<\/section>\n\n<section class=\"alt\">\n  <div class=\"wrap\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">Document list<\/span>\n      <h2>What Parashift recognizes in every application dossier.<\/h2>\n      <p>Every individual document in the dossier is separated, classified, and captured in structured form &ndash; ready for the underwriter's risk review.<\/p>\n    <\/div>\n    <div class=\"doclist\">\n      <div class=\"doc\">\n        <h4><span class=\"dicon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"4\" y=\"3\" width=\"16\" height=\"18\" rx=\"1.5\"\/><path d=\"M8 8h8M8 12h8M8 16h5\"\/><\/svg><\/span>Application form<\/h4>\n        <div class=\"fields\"><span>Applicant<\/span><span>Product<\/span><span>Sum insured<\/span><span>Date<\/span><\/div>\n      <\/div><div class=\"doc\">\n        <h4><span class=\"dicon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 8h18\"\/><path d=\"M8 4v4\"\/><\/svg><\/span>Health questionnaire (life &amp; health)<\/h4>\n        <div class=\"fields\"><span>Pre-existing conditions<\/span><span>Medication<\/span><span>BMI<\/span><span>Signature<\/span><\/div>\n      <\/div><div class=\"doc\">\n        <h4><span class=\"dicon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"3\" y=\"6\" width=\"18\" height=\"13\" rx=\"1.5\"\/><path d=\"M3 10h18\"\/><path d=\"M7 14h4\"\/><\/svg><\/span>Vehicle registration document<\/h4>\n        <div class=\"fields\"><span>Registration no.<\/span><span>Owner<\/span><span>Vehicle type<\/span><span>First registration<\/span><\/div>\n      <\/div><div class=\"doc\">\n        <h4><span class=\"dicon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M8 12h8M12 8v8\"\/><\/svg><\/span>Credit \/ debt collection report<\/h4>\n        <div class=\"fields\"><span>Report date<\/span><span>Entries<\/span><span>Credit rating<\/span><\/div>\n      <\/div><div class=\"doc\">\n        <h4><span class=\"dicon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v6l4 2\"\/><\/svg><\/span>Proof of identity (passport\/ID)<\/h4>\n        <div class=\"fields\"><span>Name<\/span><span>Date of birth<\/span><span>Document no.<\/span><span>Validity<\/span><\/div>\n      <\/div><div class=\"doc\">\n        <h4><span class=\"dicon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M4 20v-3a4 4 0 0 1 4-4h8a4 4 0 0 1 4 4v3\"\/><circle cx=\"12\" cy=\"7\" r=\"4\"\/><\/svg><\/span>Prior insurance \/ no-claims proof<\/h4>\n        <div class=\"fields\"><span>Prior insurer<\/span><span>Claims history<\/span><span>Term<\/span><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section>\n  <div class=\"wrap\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">Process<\/span>\n      <h2>From application to underwriter.<\/h2>\n    <\/div>\n    <div class=\"flow\">\n      <div class=\"step\"><div class=\"n\">01 &middot; CAPTURE<\/div><h4>Dossier via post, portal, broker<\/h4><p>Application dossiers arrive as a single bulk scan or as separate documents across every channel.<\/p><\/div><div class=\"arrow\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/div><div class=\"step\"><div class=\"n\">02 &middot; SEPARATION &amp; CLASSIFICATION<\/div><h4>Every document in the dossier<\/h4><p>Document AI automatically splits bulk scans and assigns each document to its type.<\/p><\/div><div class=\"arrow\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/div><div class=\"step\"><div class=\"n\">03 &middot; EXTRACTION<\/div><h4>Risk-relevant fields<\/h4><p>All credit, health, and identity-relevant data is captured in structured form.<\/p><\/div><div class=\"arrow\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/div><div class=\"step\"><div class=\"n\">04 &middot; HAND-OFF<\/div><h4>Core system &amp; underwriter<\/h4><p>The underwriter receives a complete, validated dossier for the risk decision.<\/p><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"alt\">\n  <div class=\"wrap\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">Target systems<\/span>\n      <h2>Integrates with your application and core systems.<\/h2>\n      <p>Low-code connection via documented REST APIs, without replacing existing infrastructure.<\/p>\n    <\/div>\n    <div class=\"systems\">\n      <span>Guidewire<\/span><span>Adcubum<\/span><span>SAP<\/span><span>msg.Global<\/span><span>Insiders Solution<\/span><span>In-house builds<\/span>\n    <\/div>\n    <p style=\"margin-top:28px;\" class=\"prozess-lead\"><strong>Compliance:<\/strong><\/p>\n    <div class=\"compliance-line\">\n      <span><i class=\"dot\"><\/i> VAG outsourcing requirements (FINMA)<\/span><span><i class=\"dot\"><\/i> DORA, in force since Jan 17, 2025<\/span><span><i class=\"dot\"><\/i> EU AI Act Art. 6(3) (ancillary procedural task)<\/span><span><i class=\"dot\"><\/i> C5 &middot; SOC 2 &middot; ISO 27001<\/span>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section>\n  <div class=\"wrap\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">Impact<\/span>\n      <h2>What changes for your underwriting team.<\/h2>\n    <\/div>\n    <div class=\"effektband\">\n      <div class=\"effekt\"><div class=\"num\">90%<\/div><p>less manual first-pass capture per application dossier<\/p><\/div><div class=\"effekt\"><div class=\"num\">1 day<\/div><p>to a productive pilot in your underwriting team<\/p><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section>\n  <div class=\"wrap\">\n    <div class=\"hubcard\">\n      <div>\n        <h3>One use case among many for insurance.<\/h3>\n        <p>Claims processing, claims settlement, and broker correspondence follow the same principle: read, validate, hand off to the core system.<\/p>\n      <\/div>\n      <a class=\"btn ghost\" href=\"\/en\/insurance\/\">All use cases for insurance &rarr;<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"finalcta\">\n  <div class=\"wrap\">\n    <h2>Make application dossiers decision-ready, automatically.<\/h2>\n    <p>Book a free 30-minute briefing: we'll show you how a complete application dossier is processed using real sample documents.<\/p>\n    <div class=\"ctas\"><a class=\"btn\" href=\"\/en\/demo\/\">Book a 30-min briefing<\/a><\/div>\n    <p class=\"note\">Reply the same business day &middot; no sales pressure<\/p>\n  <\/div>\n<\/section>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Parashift\/Insurance\/Application &amp; Underwriting Insurance &middot; Use-Case Making application and underwriting dossiers decision-ready. New applications arrive with an application form, health questionnaire, vehicle registration, credit check, and proof of identity &ndash; often ten or more separate documents per dossier. Parashift separates,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":48498,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","footnotes":""},"class_list":["post-50479","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/pages\/50479","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/comments?post=50479"}],"version-history":[{"count":9,"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/pages\/50479\/revisions"}],"predecessor-version":[{"id":51022,"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/pages\/50479\/revisions\/51022"}],"up":[{"embeddable":true,"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/pages\/48498"}],"wp:attachment":[{"href":"https:\/\/parashift.ai\/en\/wp-json\/wp\/v2\/media?parent=50479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}